Six Key Issues to Watch For Once Your Offer Is Accepted

Your offer’s been accepted - congratulations! But the journey isn’t over yet.

Once the seller says “yes,” many buyers assume they’re home free. But this phase between acceptance and settlement is where the fine print matters most. Staying alert and informed can help you avoid delays, surprises, or costly oversights.

Here are six key issues to keep an eye on once your offer is accepted.


1. Contract conditions and clauses

Before signing anything, ensure your solicitor or conveyancer reviews the contract thoroughly. Look out for:

• Subject to finance or building inspection clauses
• Cooling-off periods
• Deposit terms and settlement timelines
• Special conditions that could affect your purchase

2. Building and pest inspections
These are non-negotiable. Book them early to uncover:

• Structural issues
• Termite damage or past infestations
• Plumbing or electrical faults
• Signs of water damage or mould

If serious issues arise, you may be able to renegotiate or withdraw without penalty.


3. Finalising your finance
Even with pre-approval, your lender will reassess everything before giving formal approval. This step includes:

• Property valuation
• Updated financial checks
• Review of contract terms

Avoid making big financial moves (like changing jobs or buying a car) before settlement they could impact your approval.


4. Managing your timeline
Missing deadlines can mean financial penalties or even losing the property. Your conveyancer and lender should work together to:

• Coordinate document exchanges
• Confirm finance approval by the due date
• Organise settlement bookings
• Ensure all conditions are met on time

5. Staying insured
Most contracts require you to take out home insurance from the day contracts are exchanged not just after settlement. Check the exact requirements in your contract and talk to your insurer early.


6. Conducting a final inspection
Just before settlement, you’ll have the right to inspect the property again. This lets you confirm:

• The home is in the same condition as when you purchased it
• Fixtures and inclusions (like dishwashers, curtains, or appliances) are still present and working
• Any agreed repairs have been completed

Your Highland agent can coordinate this inspection and address any concerns.


Your offer’s accepted. Let’s finish strong.
At Highland, we support buyers beyond the negotiation helping you through contracts, inspections, finance and settlement with clarity and care.